Coinbase Unveils Payments MCP: AI Agents Can Now Transact On-Chain
Coinbase has unveiled Payments MCP, a new protocol that enables AI agents to conduct transactions directly on-chain with stablecoins and cryptocurrency wallets. Without the need for complicated setup or API keys, Payments MCP is a developer tool that links big language models to cryptocurrency payments. x402, a payment framework created by Coinbase in collaboration with Cloudflare, is integrated with the product. According to the corporation, it is a step toward agentic commerce, in which intelligent systems are both financially active and analytical.
Coinbase’s MCP Connects Artificial Intelligence to Blockchain
MCP, which stands for Model Context Protocol, gives AI systems access to key blockchain features. These consist of onramps, stablecoin transfers, and wallet creation. The following supported agents can handle payments using natural language commands:
- Claude
- Gemini
- Codex
- Cherry Studio
The protocol, according to Coinbase, allows AI to function independently in the global market. It can pay for computational resources, retrieve paid data, and handle transactions. With a local desktop interface, users may monitor transactions, set spending restrictions, and establish wallets using their email address for enhanced protection.
Coinbase Positions Base Network as Core of AI-Driven Automated Commerce
Payments MCP expands upon Coinbase’s 2025 plan to connect crypto rails and AI infrastructure. The deployment was made possible by the company’s recent efforts, which included Base L2 integrations, the Google-Coinbase stablecoin protocol, and USDC lending. According to Coinbase, stablecoins in particular are the ideal payment infrastructure for AI applications. Their main advantages, according to the company, are their speed, composability, and lack of human friction.
Payments MCP is viewed by the corporation as the final link between AI automation and actual financial involvement. Essentially, the company wants to position its Base network and developer platform as the cornerstone of the upcoming wave of automated digital commerce with Payments MCP.
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