Ripple and Rail Deliver All-in-One Stablecoin Payment Platform
Ripple and Rail – Ripple, a leading force in enterprise blockchain and crypto solutions, has announced a definitive agreement to acquire Rail, a stablecoin-powered global payments platform, in a $200 million deal. This major acquisition is expected to further cement Ripple’s dominance in the rapidly evolving digital asset payments infrastructure.
With Rail’s cutting-edge technology, Ripple will now be able to deliver the most comprehensive stablecoin payments solution in the market. Rail brings a host of capabilities including virtual accounts, automated back-office operations, and seamless integration options—all designed to simplify and scale international transactions.
A New Era for Stablecoin-Powered Finance
As stablecoins gain momentum in mainstream finance, Ripple and Rail aim to be at the forefront of this transformation. Their combined offerings will deliver:
- Stablecoin On/Off-Ramps without the need for customers to hold crypto
- Treasury and third-party payment support via a unified platform
- Premium digital asset liquidity, including assets like RLUSD and XRP
- Virtual accounts that remove the need for dedicated crypto banking
- 24/7 global payment infrastructure through a single API
- Access to a licensed, enterprise-grade compliance framework
- A robust multi-bank partner network for enhanced reliability
Strategic Vision and Future Impact
According to Rail CEO Bhanu Kohli, the company is on track to process over 10% of the $36B B2B stablecoin market by 2025. Kohli added, “Ripple shares our vision, and together, we’re excited to bring our innovation to the millions of businesses that move money internationally.”
Ripple has already invested over $3 billion in M&A efforts, signaling strong ongoing growth. This acquisition is expected to close in Q4 2025, pending regulatory approvals.
